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Loan Program

One Time Close Construction

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Buy the land & build your home with a One-Time Close loan

Looking to build your dream home from the ground up? A One-Time Close construction loan may simplify the process by combining land purchase, construction financing, and permanent mortgage into one convenient loan.

With a single application and one closing, this type of loan can help reduce paperwork, avoid duplicate fees, and keep your financing on track from foundation to finish.

Mortgage Loan

Why Consider a One-Time Close Loan?

Building a home doesn’t have to mean managing multiple loans. A One-Time Close loan offers several key benefits:

  • Finance the land, construction, and final mortgage all in one loan

  • Make interest-only payments during construction

  • Lock in your mortgage terms before building begins

  • Avoid the hassle and cost of separate closings

  • Available for primary and secondary residences

Resources

Get started by using one of our FREE tools!

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

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FHA

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VA

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Jumbo

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Renovation

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USDA

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Bank Statement Loans

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Reverse Mortgages

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DSCR

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ITIN Loans

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Fix and Flip Loans

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P&L Only Loans

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One Time Close Construction

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Bridge Loans

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1099 Income Loans

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Rate Buydown

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HELOC

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HELOAN

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Non-QM Loans

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Down Payment Assistance

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Self Employed Income Loans

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Experts

Check out our other mortgage calculators

Access our top-rated mortgage calculators to expertly assess your financing options, compare various loan types, and make informed decisions for your home buying journey.

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Mortgage Payment Calculator

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Mortgage Comparison Calculator

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DSCR Investor Calculator

See what your investor ratio is with our DSCR calculator.

Refinance Comparison Calculator

Evaluate the potential savings and costs associated with refinancing your existing mortgage.

Adjustable Rate Mortgage Calculator

Determine your potential monthly payments and interest costs for an adjustable-rate mortgage over time.

VA Calculator

Estimate your monthly payments and total costs for a loan backed by the Department of Veterans Affairs.

Jumbo Calculator

Calculate your monthly payments and total costs for a jumbo mortgage that exceeds conforming loan limits.

FHA Calculator

Determine your potential monthly payments and total costs for a Federal Housing Administration loan.

Conventional Calculator

See the monthly payment and total cost for a conventional mortgage loan.

USDA Calculator

Calculate the costs and monthly payments associated with a USDA Rural Development loan.

203k Renovation Calculator

Analyze your debt service coverage ratio to evaluate the profitability of an investment property.