Christina Cahill-James

Senior Loan Officer // NMLS #2663156 // Licensed in Georgia

With 15 years of tax expertise and 14 years of mentoring experience, Christina Cahill-James brings a powerful blend of technical knowledge and client-centered guidance to OM Mortgage. Her background in financial documentation, cash-flow analysis, and tax strategy gives borrowers a unique advantage throughout the mortgage process.

Christina has supported businesses ranging from early-stage startups to established corporations in both tax and consulting roles. This experience gives her a deep understanding of what lenders need to see—clean financials, predictable income, and strong documentation. She knows how to help clients present a financial profile that inspires confidence.

Specializing in self-employed individuals and business owners, Christina excels at translating complex financial situations into clear, compelling mortgage applications. She understands that qualifying for a home isn’t just about credit—it’s about demonstrating stable, well-structured income supported by thoughtful financial management.

Her approach blends expert execution with education. Christina doesn’t just guide clients through buying or refinancing a home; she empowers them to strengthen their overall financial position in the process.

If you’re ready to achieve homeownership while protecting your financial future, Christina is here to help make it happen.