Senior Loan Officer // NMLS #1092778 // Licensed in Florida
With 14 years of dedicated experience in mortgage origination, Derrick Makins Sr. has built his reputation on a simple principle: everyone deserves a path to homeownership. His extensive knowledge of mortgage laws and regulations, combined with a genuine commitment to client success, has made him a trusted advisor to countless families and individuals throughout the community. Derrick specializes in navigating the unique challenges that self-employed buyers often face in the mortgage process. Understanding that entrepreneurs and business owners have different financial profiles than traditional W-2 employees, he takes the time to craft creative, compliant solutions that turn homeownership dreams into reality. His expertise in alternative documentation and portfolio lending options has opened doors for small business owners, freelancers, and independent contractors who might have been turned away elsewhere. Beyond his technical expertise, Derrick is deeply rooted in the community he serves. He believes that strong neighborhoods start with homeownership, and he’s passionate about educating first-time buyers, hosting homebuyer workshops, and partnering with local organizations to promote financial literacy. His approachable style and ability to explain complex mortgage concepts in plain language have earned him a reputation as the “go-to” mortgage professional who truly listens and cares. Whether you’re a first-time homebuyer, a seasoned investor, or a self-employed professional looking to secure financing, Derrick brings the perfect blend of expertise, creativity, and personal attention to every transaction. He doesn’t just process loans – he builds relationships, advocates for his clients, and celebrates with them when they receive their keys. When you work with Derrick Makins Sr., you’re not just getting a mortgage originator; you’re gaining a knowledgeable partner who will guide you through every step of your homeownership journey with integrity, transparency, and a genuine commitment to your success.
No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!
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Derrick Makins Sr. is not just a Senior Loan Officer; he is a dedicated partner in your journey to homeownership. With over 14 years of experience in the mortgage industry, Derrick specializes in providing tailored mortgage solutions for self-employed individuals and first-time buyers alike. His commitment to client success makes him a go-to resource for anyone looking to navigate the complexities of home financing.
As a licensed professional at OM Mortgage LLC, Derrick understands the unique challenges faced by non-traditional borrowers. His expertise in alternative documentation and various loan products ensures that every client receives personalized attention and the best possible financing options to meet their needs.
Understanding Mortgage Options for Self-Employed Individuals
Self-employed individuals often face unique challenges when seeking mortgage financing. Traditional lenders may overlook their income stability due to non-conventional income sources, but Derrick Makins Sr. specializes in finding solutions that work for entrepreneurs and freelancers. He offers a range of mortgage products designed specifically for self-employed clients, ensuring they have access to competitive rates and favorable terms.
By leveraging his extensive knowledge of portfolio lending and alternative documentation, Derrick helps self-employed borrowers present their financial profiles effectively. This means that whether you are a small business owner or a freelancer, you can confidently pursue your homeownership dreams with the right guidance and support.
Comprehensive Mortgage Services Offered
At OM Mortgage LLC, Derrick Makins Sr. provides a wide array of mortgage services tailored to meet diverse client needs. From conventional loans to specialized options like FHA, VA, and USDA loans, Derrick ensures that every borrower has access to the right financing solution. His focus on educating clients about their options empowers them to make informed decisions about their mortgage journeys.
In addition to traditional mortgage products, Derrick also offers unique financing solutions such as Bank Statement Loans and ITIN Loans, catering specifically to those with unconventional income streams. This comprehensive approach not only enhances accessibility but also reflects Derrick's commitment to serving the community and fostering homeownership.
Client Success Stories and Testimonials
Client success stories are a testament to Derrick Makins Sr.'s dedication and expertise in the mortgage industry. Many clients have shared their positive experiences, highlighting how Derrick's personalized approach and in-depth knowledge helped them secure financing that aligned with their unique circumstances. These testimonials showcase not just his technical skills but also his genuine care for his clients' needs.
By building strong relationships and advocating for his clients, Derrick has transformed the mortgage process into a positive experience for many families. Whether it’s a first-time homebuyer or a seasoned investor, the success stories reflect Derrick's unwavering commitment to making homeownership attainable for everyone.
Contact Derrick Makins Sr. for Personalized Mortgage Guidance
If you're ready to explore your mortgage options or have questions about the home financing process, Derrick Makins Sr. is here to help. With a focus on transparency and integrity, Derrick invites potential clients to reach out for personalized guidance tailored to their specific needs. His approachable demeanor and willingness to educate empower clients to feel confident in their mortgage decisions.
To get started, simply contact Derrick at (954) 554-0774 or via email at derrick@om-mortgage.com. Whether you're looking to buy your first home or refinance an existing loan, Derrick is committed to providing you with the best possible service and support throughout your homeownership journey.
Derrick Makins Sr - Your Trusted Mortgage Advisor
Derrick Makins Sr. is not just a Senior Loan Officer; he is a dedicated partner in your journey to homeownership. With over 14 years of experience in the mortgage industry, Derrick specializes in providing tailored mortgage solutions for self-employed individuals and first-time buyers alike. His commitment to client success makes him a go-to resource for anyone looking to navigate the complexities of home financing.
As a licensed professional at OM Mortgage LLC, Derrick understands the unique challenges faced by non-traditional borrowers. His expertise in alternative documentation and various loan products ensures that every client receives personalized attention and the best possible financing options to meet their needs.
Understanding Mortgage Options for Self-Employed Individuals
Self-employed individuals often face unique challenges when seeking mortgage financing. Traditional lenders may overlook their income stability due to non-conventional income sources, but Derrick Makins Sr. specializes in finding solutions that work for entrepreneurs and freelancers. He offers a range of mortgage products designed specifically for self-employed clients, ensuring they have access to competitive rates and favorable terms.
By leveraging his extensive knowledge of portfolio lending and alternative documentation, Derrick helps self-employed borrowers present their financial profiles effectively. This means that whether you are a small business owner or a freelancer, you can confidently pursue your homeownership dreams with the right guidance and support.
Comprehensive Mortgage Services Offered
At OM Mortgage LLC, Derrick Makins Sr. provides a wide array of mortgage services tailored to meet diverse client needs. From conventional loans to specialized options like FHA, VA, and USDA loans, Derrick ensures that every borrower has access to the right financing solution. His focus on educating clients about their options empowers them to make informed decisions about their mortgage journeys.
In addition to traditional mortgage products, Derrick also offers unique financing solutions such as Bank Statement Loans and ITIN Loans, catering specifically to those with unconventional income streams. This comprehensive approach not only enhances accessibility but also reflects Derrick's commitment to serving the community and fostering homeownership.
Client Success Stories and Testimonials
Client success stories are a testament to Derrick Makins Sr.'s dedication and expertise in the mortgage industry. Many clients have shared their positive experiences, highlighting how Derrick's personalized approach and in-depth knowledge helped them secure financing that aligned with their unique circumstances. These testimonials showcase not just his technical skills but also his genuine care for his clients' needs.
By building strong relationships and advocating for his clients, Derrick has transformed the mortgage process into a positive experience for many families. Whether it’s a first-time homebuyer or a seasoned investor, the success stories reflect Derrick's unwavering commitment to making homeownership attainable for everyone.
Contact Derrick Makins Sr. for Personalized Mortgage Guidance
If you're ready to explore your mortgage options or have questions about the home financing process, Derrick Makins Sr. is here to help. With a focus on transparency and integrity, Derrick invites potential clients to reach out for personalized guidance tailored to their specific needs. His approachable demeanor and willingness to educate empower clients to feel confident in their mortgage decisions.
To get started, simply contact Derrick at (954) 554-0774 or via email at derrick@om-mortgage.com. Whether you're looking to buy your first home or refinance an existing loan, Derrick is committed to providing you with the best possible service and support throughout your homeownership journey.
