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Greg Kosmides

Greg Kosmides

Senior Loan Officer //  NMLS #184212 // Licensed in Maryland

With over 30 years of experience in the mortgage industry, Greg Kosmides has built a career defined by trust, expertise, and a deep commitment to helping individuals and families achieve their homeownership goals. Beginning his career in the early 1990s, Greg has successfully navigated multiple market cycles, adapting to industry shifts while consistently delivering solutions tailored to his clients’ unique needs.

Throughout his career, Greg has worked with first-time buyers, seasoned homeowners, and real estate investors, guiding them through every stage of the mortgage process with clarity and confidence. His expertise spans conventional, FHA, VA, and non-traditional loan products, as well as refinance strategies designed to maximize savings and strengthen long-term financial security.

Recognized for his professionalism and integrity, Greg has earned a reputation as a trusted advisor not only to his clients but also among peers and industry partners. His ability to simplify complex financial decisions and build lasting relationships has made him a go-to resource within the mortgage community.

Beyond the numbers, Greg is passionate about educating and empowering clients with the knowledge they need to make sound financial choices. He views each loan not simply as a transaction, but as an opportunity to help people build a stable and secure future.

When he’s not serving clients, Greg enjoys working out, biking, community service, and spending time with family—reflecting his belief in balance, wellness, and giving back to the community.

(410) 336-5118gregk@om-mortgage.com
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Greg Kosmides

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

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FHA

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VA

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Jumbo

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Renovation

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USDA

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Bank Statement Loans

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Reverse Mortgages

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DSCR

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ITIN Loans

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Fix and Flip Loans

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P&L Only Loans

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One Time Close Construction

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Bridge Loans

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1099 Income Loans

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Rate Buydown

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HELOC

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HELOAN

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Non-QM Loans

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Down Payment Assistance

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Self Employed Income Loans

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50

Loan Programs

350

Years of Experience

24

States and Counting

37

Employees to serve you!

2

Regional Offices