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Jay Patel

Jay Patel

Mortgage Originator //  NMLS #2592038 // Licensed in Florida

With 20+ years in Polk County and hands-on experience in fix-and-flips and rental management, I bring local insight, market knowledge, and dual expertise in both real estate and lending. Whether you’re buying, selling, investing, or financing, I offer a full-service, streamlined approach designed to simplify the process and deliver results.

Let’s connect if you’re ready to make a smart move in this market—residential or investment.

(863) 399-5820jay@om-mortgage.com
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Jay Patel

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

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FHA

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VA

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Jumbo

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Renovation

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USDA

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Bank Statement Loans

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Reverse Mortgages

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DSCR

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ITIN Loans

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Fix and Flip Loans

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P&L Only Loans

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One Time Close Construction

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Bridge Loans

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1099 Income Loans

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Rate Buydown

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HELOC

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HELOAN

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Non-QM Loans

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Down Payment Assistance

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Self Employed Income Loans

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50

Loan Programs

350

Years of Experience

24

States and Counting

37

Employees to serve you!

2

Regional Offices